Greater chance of finding
Registered bicycles are returned to their owners far more often – with a knowledge database it is immediately clear who the owner is.
Insuring your bike at Qover is smart, but don't forget to also put it in your name in our database. In case of theft, this increases your chances of getting it back, and with a SafeTag, you reduce the chance of theft by 98%!
Small step now, big difference later
Registered bicycles are returned to their owners far more often – with a knowledge database it is immediately clear who the owner is.
Stolen e-bikes or batteries are sometimes recovered in large batches. Thanks to your registration, authorities or finders can quickly contact you.
A registered frame number linked to your name is gold to prove ownership.
An eye-catching SafeTag showing the bike is registered deters thieves – without that visibility, your bike stays an anonymous target.

Your bike linked to your name in an accessible database using your unique frame number.

A sticker that is extremely difficult to remove. A deterrent for thieves. The risk of theft is 9x smaller.

Collective strength in the fight against bicycle theft. Join the movement.
Internationally active.
Start with BIKEBAZE® for instant peace of mind: in 3 easy steps – within 5 minutes – your bike is securely registered by name.
Register your bike in your name with the unique frame number. Your bike is now officially linked to you.
Register for free
Stick the sticker clearly on your bike.
Is your bike found or suspected? Then people can scan the Tag to see if it is stolen.

The risk of theft has now been reduced by 98%.
Will your bike be stolen anyway? Report it directly to your account.
Our large community helps you search.

Below is an overview of the policy terms, claim procedure and frequently asked questions, based on the insurer's official documentation.
Last verified 4 May 2026
This information was verified on the date shown above against the insurer's official website. Premiums, terms and requirements may change, so always confirm the current details at the source.
| Valuation method | First 3 years full insured value, year 4: 75%, year 5: 50% (depreciation schedule). The policy ends automatically after 5 years. |
|---|---|
| Deductible | €35 deductible for material damage. In case of total loss or theft, depreciation applies according to the schedule; there is no fixed EUR deductible for total loss. |
| Lock requirement | ART (category 2+), ABUS (security 10+), FUB (category 2+), Sold Secure Silver/Gold, OnGuard or SRA, secured to a fixed anchor point |
| E-bike battery | Included |
| International coverage | EU countries, the UK, Andorra, Monaco, Vatican City, Iceland, Liechtenstein, Norway, San Marino and Switzerland (24/7) |
Qover mainly operates through a B2B2C model: it provides the policy, but it is often distributed through partners such as bike manufacturers and dealers (for example Cowboy in Belgium). Direct purchase is possible via bike.qover.com.
Theft and damage cover applies in all EU countries plus the United Kingdom, Andorra, Monaco, Vatican City, Iceland, Liechtenstein, Norway, San Marino and Switzerland, 24 hours a day, 7 days a week.
For material damage to your bike, a deductible of €35 per claim applies. In case of total loss or theft, the payout amount is determined by a depreciation schedule rather than a fixed deductible.
Qover accepts locks of type ART category 2 or higher, ABUS (security level 10+), FUB category 2+, Sold Secure Silver/Gold, OnGuard or SRA. The lock must secure your bike to a fixed anchor point.
During the first 3 years, 100% of the insured value is paid out; in year 4 this drops to 75% and in year 5 to 50%. The policy ends automatically after 5 years or 4 renewals.
Qover requires a purchase invoice for every claim and, for older bikes, recent photos of the bike. An independent registration via BIKEBAZE with frame number and purchase details provides a clear audit trail that significantly speeds up this claim documentation.
Bicycle theft is still a major problem in Europe. The police and municipalities are doing what they can, but that is not enough at all. That’s why there’s BIKEBAZE®. We believe in the power of collaboration. Every time someone registers a bike, our network grows stronger. This is how we help each other and make Europe safer for everyone on bicycles.
Register your bike for freeEcosystem
The BIKEBAZE-community consists of everyone who has registered their bike with BIKEBAZE and actively scans SafeTags and checks frame numbers together.
Scan SafeTags, earn points, and unlock discounts or free products.
Order the SafeTag