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Insuring your bike with Qover? Don't forget to register it!

Insuring your bike at Qover is smart, but don't forget to also put it in your name in our database. In case of theft, this increases your chances of getting it back, and with a SafeTag, you reduce the chance of theft by 98%!

With a BIKEBAZE® SafeTag, you reduce the risk of theft by 0%.

Order the SafeTag

Registration sounds boring, but it can save your bike

Small step now, big difference later

Greater chance of finding

Greater chance of finding

Registered bicycles are returned to their owners far more often – with a knowledge database it is immediately clear who the owner is.

Recovering in the event of batch theft

Recovering in the event of batch theft

Stolen e-bikes or batteries are sometimes recovered in large batches. Thanks to your registration, authorities or finders can quickly contact you.

Credible proof of ownership

Credible proof of ownership

A registered frame number linked to your name is gold to prove ownership.

Visible prevention

Visible prevention

An eye-catching SafeTag showing the bike is registered deters thieves – without that visibility, your bike stays an anonymous target.

What is BIKEBAZE®?

Drie fietsen op slot naast elkaar met een SafeTag

Registration

Your bike linked to your name in an accessible database using your unique frame number.

SafeTag op fiets

Prevention

A sticker that is extremely difficult to remove. A deterrent for thieves. The risk of theft is 9x smaller.

Iemand scant de QR-code op een SafeTag

Community

Collective strength in the fight against bicycle theft. Join the movement.

BIKEBAZE is the #1 Bike Registration Platform.

Internationally active.

Getting started with
BIKEBAZ

Start with BIKEBAZE® for instant peace of mind: in 3 easy steps – within 5 minutes – your bike is securely registered by name.

01

Register your bike

Register your bike in your name with the unique frame number. Your bike is now officially linked to you.

Register for free
Persoon laat het scherm op haar telefoon zien waar je een fiets registreert
02

Attach SafeTag

Stick the sticker clearly on your bike.
Is your bike found or suspected? Then people can scan the Tag to see if it is stolen.

Order a SafeTag NOW
SafeTag op fiets
03

Ride with peace of mind

The risk of theft has now been reduced by 98%.
Will your bike be stolen anyway? Report it directly to your account.
Our large community helps you search.

Register your bike NOW for FREE
Twee meiden lachend naast elkaar op de fiets
Available in the Netherlands and Belgium

About Qover bike insurance

Below is an overview of the policy terms, claim procedure and frequently asked questions, based on the insurer's official documentation.

Last verified 4 May 2026

This information was verified on the date shown above against the insurer's official website. Premiums, terms and requirements may change, so always confirm the current details at the source.

Policy details

Valuation methodFirst 3 years full insured value, year 4: 75%, year 5: 50% (depreciation schedule). The policy ends automatically after 5 years.
Deductible€35 deductible for material damage. In case of total loss or theft, depreciation applies according to the schedule; there is no fixed EUR deductible for total loss.
Lock requirementART (category 2+), ABUS (security 10+), FUB (category 2+), Sold Secure Silver/Gold, OnGuard or SRA, secured to a fixed anchor point
E-bike batteryIncluded
International coverageEU countries, the UK, Andorra, Monaco, Vatican City, Iceland, Liechtenstein, Norway, San Marino and Switzerland (24/7)

Filing a claim

Documents you need

  • Purchase invoice
  • Proof of possession of the original key(s) at the time of the theft
  • Police report or filing (within 24 hours)
  • Recent photos of the bike (for bikes older than 30 days at the time the policy was taken out)

Frequently asked questions

Does Qover sell bike insurance directly to consumers?+

Qover mainly operates through a B2B2C model: it provides the policy, but it is often distributed through partners such as bike manufacturers and dealers (for example Cowboy in Belgium). Direct purchase is possible via bike.qover.com.

Where am I covered with a Qover bike insurance policy?+

Theft and damage cover applies in all EU countries plus the United Kingdom, Andorra, Monaco, Vatican City, Iceland, Liechtenstein, Norway, San Marino and Switzerland, 24 hours a day, 7 days a week.

What deductible does Qover apply?+

For material damage to your bike, a deductible of €35 per claim applies. In case of total loss or theft, the payout amount is determined by a depreciation schedule rather than a fixed deductible.

Which lock is required for Qover coverage?+

Qover accepts locks of type ART category 2 or higher, ABUS (security level 10+), FUB category 2+, Sold Secure Silver/Gold, OnGuard or SRA. The lock must secure your bike to a fixed anchor point.

How is my bike valued in case of theft?+

During the first 3 years, 100% of the insured value is paid out; in year 4 this drops to 75% and in year 5 to 50%. The policy ends automatically after 5 years or 4 renewals.

Why register your bike with BIKEBAZE?

Qover requires a purchase invoice for every claim and, for older bikes, recent photos of the bike. An independent registration via BIKEBAZE with frame number and purchase details provides a clear audit trail that significantly speeds up this claim documentation.

Our mission:
Making cycling safe together.

Bicycle theft is still a major problem in Europe. The police and municipalities are doing what they can, but that is not enough at all. That’s why there’s BIKEBAZE®. We believe in the power of collaboration. Every time someone registers a bike, our network grows stronger. This is how we help each other and make Europe safer for everyone on bicycles.

Register your bike for free

Ecosystem

The BIKEBAZE-community consists of everyone who has registered their bike with BIKEBAZE and actively scans SafeTags and checks frame numbers together.

Scan SafeTags, earn points, and unlock discounts or free products.

Order the SafeTag

Join thousands of cyclists. Our community helps find stolen bikes and deters thieves.