---
title: "Klaverblad bike insurance | Cover, premium and claims |…"
description: "Everything about Klaverblad bike insurance: cover, premium, lock requirements and claim procedure. Free bike registration via BIKEBAZE makes claims faster."
canonical: "https://www.bikebaze.nl/en/fiets-verzekeren-bij/klaverblad"
---

# Insuring your bike with Klaverblad? Don't forget to register it!

Insuring your bike at Klaverblad is smart, but don't forget to also put it in your name in our database. In case of theft, this increases your chances of getting it back, and with a SafeTag, you reduce the chance of theft by 98%!

[Register your bike now for free!](https://www.bikebaze.nl/bikevault/free-bike-registration)

## With a BIKEBAZE® SafeTag, you reduce the risk of theft by 98%.

[Order the SafeTag](https://www.bikebaze.nl/en/shop)

-   Free shipping
-   No subscription costs

### [SafeTag Original](https://www.bikebaze.nl/en/safetag-producten/safetag-original)

€9.99

[Order now](https://www.bikebaze.nl/en/safetag-producten/safetag-original)

### [SafeTag Red](https://www.bikebaze.nl/en/safetag-producten/safetag-red)

€9.99

[Order now](https://www.bikebaze.nl/en/safetag-producten/safetag-red)

### [SafeTag Grey](https://www.bikebaze.nl/en/safetag-producten/safetag-grijs)

€9.99

[Order now](https://www.bikebaze.nl/en/safetag-producten/safetag-grijs)

## Registration sounds boring, but it can save your bike

Small step now, big difference later

### Greater chance of finding

Registered bicycles are returned to their owners far more often – with a knowledge database it is immediately clear who the owner is.

### Recovering in the event of batch theft

Stolen e-bikes or batteries are sometimes recovered in large batches. Thanks to your registration, authorities or finders can quickly contact you.

### Credible proof of ownership

A registered frame number linked to your name is gold to prove ownership.

### Visible prevention

An eye-catching SafeTag showing the bike is registered deters thieves – without that visibility, your bike stays an anonymous target.

[Register your bike for FREE](https://www.bikebaze.nl/en/bikevault/free-bike-registration)

## What is BIKEBAZE®?

### Registration

Your bike linked to your name in an accessible database using your unique frame number.

### Prevention

A sticker that is extremely difficult to remove. A deterrent for thieves. The risk of theft is 9x smaller.

### Community

Collective strength in the fight against bicycle theft. Join the movement.

[Discover all our features](https://www.bikebaze.nl/en/features)

## BIKEBAZE is the #1 Bike Registration Platform.

Internationally active.

## Getting started with  
BIKEBAZE®

Start with BIKEBAZE® for instant peace of mind: in 3 easy steps – **within 5 minutes** – your bike is securely registered by name.

01

### Register your bike

Register your bike in your name with the unique frame number. **Your bike is now officially linked to you.**

[Register for free](https://www.bikebaze.nl/en/bikevault/free-bike-registration)

02

### Attach SafeTag

Stick the sticker clearly on your bike.  
Is your bike found or suspected? Then people can scan the Tag to see if it is stolen.

[Order a SafeTag NOW](https://www.bikebaze.nl/en/shop)

03

### Ride with peace of mind

The risk of theft has now been reduced by 98%.  
Will your bike be stolen anyway? Report it directly to your account.  
**Our large community helps you search.**

[Register your bike NOW for FREE](https://www.bikebaze.nl/en/bikevault/free-bike-registration)

Available in the Netherlands

## About Klaverblad bike insurance

Below is an overview of the policy terms, claim procedure and frequently asked questions, based on the insurer's official documentation.

Last verified 4 May 2026

This information was verified on the date shown above against the insurer's official website. Premiums, terms and requirements may change, so always confirm the current details at the source.

## Policy details

<table class="w-full text-left"><tbody><tr class="border-t border-brand-navy/5"><th scope="row" class="py-3 px-6 align-top text-sm font-medium text-brand-navy/70 w-1/2">Valuation method</th><td class="py-3 px-6 align-top text-sm text-brand-navy">Full reimbursement of the insured amount in the event of theft for the first 3 years; after that, a percentage of the insured amount that decreases with the age of the bike</td></tr><tr class="border-t border-brand-navy/5"><th scope="row" class="py-3 px-6 align-top text-sm font-medium text-brand-navy/70 w-1/2">Frame number registration</th><td class="py-3 px-6 align-top text-sm text-brand-navy">Yes</td></tr><tr class="border-t border-brand-navy/5"><th scope="row" class="py-3 px-6 align-top text-sm font-medium text-brand-navy/70 w-1/2">International coverage</th><td class="py-3 px-6 align-top text-sm text-brand-navy">Throughout Europe</td></tr></tbody></table>

## Filing a claim

Phone

[079 - 3 204 549](tel:079-3204549)

Online claim form

[https://www.klaverblad.nl/schade-melden/schade-melden-overige-schade](https://www.klaverblad.nl/schade-melden/schade-melden-overige-schade)

### Documents you need

-   For theft: copy of the police report
-   For a collision with a motor vehicle: European accident statement
-   Contact details of the other party involved
-   Photos of the damage

## Frequently asked questions

Can you insure a bike without a frame number? +

No. With Klaverblad, it is not possible to take out a bike insurance without the frame number of your bike.

How much do you receive in the event of theft? +

In the first three years, you receive the full insured amount in the event of theft or total loss. After that, you receive a maximum percentage of the insured amount, which decreases as the bike gets older.

Does the bike insurance also apply abroad? +

Yes. The Klaverblad Bike Insurance covers damage to your bike throughout Europe.

How old can your bike be when you insure it? +

You can insure your bike if it is no older than one year when you take out the policy.

How do you report damage to your bike? +

You report the damage online via the 'overige schade' (other damage) claim form on klaverblad.nl, or by phone at 079 - 3 204 549. Klaverblad usually responds within one working day.

## Why register your bike with BIKEBAZE?

Klaverblad does not accept a bike insurance without a frame number. A BIKEBAZE registration ensures that you always have that number within reach, together with the proof of purchase and photos you need if you later have to report damage or theft.

Last verified: **4 May 2026**

Sources

-   [Product page Bike Insurance →](https://www.klaverblad.nl/fietsverzekering)
-   [Policy terms Bike Insurance →](https://www.klaverblad.nl/particulier/polisvoorwaarden-fietsverzekering)
-   [Report other damage →](https://www.klaverblad.nl/schade-melden/schade-melden-overige-schade)

## Our mission:  
Making cycling safe together.

Bicycle theft is still a major problem in Europe. The police and municipalities are doing what they can, but that is not enough at all. That’s why there’s BIKEBAZE®. We believe in the power of collaboration. Every time someone registers a bike, our network grows stronger. This is how we help each other and make Europe safer for everyone on bicycles.

[Register your bike for free](https://www.bikebaze.nl/en/bikevault/free-bike-registration)

Ecosystem

The BIKEBAZE-community consists of everyone who has registered their bike with BIKEBAZE and actively scans SafeTags and checks frame numbers together.

Scan SafeTags, earn points, and unlock discounts or free products.

[Order the SafeTag](https://www.bikebaze.nl/en/shop)

-   Free shipping
-   No subscription costs

### [SafeTag Original](https://www.bikebaze.nl/en/safetag-producten/safetag-original)

€9.99

[Order now](https://www.bikebaze.nl/en/safetag-producten/safetag-original)

### [SafeTag Red](https://www.bikebaze.nl/en/safetag-producten/safetag-red)

€9.99

[Order now](https://www.bikebaze.nl/en/safetag-producten/safetag-red)

### [SafeTag Grey](https://www.bikebaze.nl/en/safetag-producten/safetag-grijs)

€9.99

[Order now](https://www.bikebaze.nl/en/safetag-producten/safetag-grijs)

## Join thousands of cyclists. Our community helps find stolen bikes and deters thieves.

[Join the community for free](https://www.bikebaze.nl/en/bikevault/free-bike-registration)
