---
title: "ANWB bike insurance | Cover, premium and claims | BIKEBAZE"
description: "Everything about ANWB bike insurance: cover, premium, lock requirements and claim procedure. Lock required: At least one ART-2 certified lock. Free bike…"
canonical: "https://www.bikebaze.nl/en/fiets-verzekeren-bij/anwb"
---

# Insuring your bike with ANWB? Don't forget to register it!

Insuring your bike at ANWB is smart, but don't forget to also put it in your name in our database. In case of theft, this increases your chances of getting it back, and with a SafeTag, you reduce the chance of theft by 98%!

[Register your bike now for free!](https://www.bikebaze.nl/bikevault/free-bike-registration)

## With a BIKEBAZE® SafeTag, you reduce the risk of theft by 98%.

[Order the SafeTag](https://www.bikebaze.nl/en/shop)

-   Free shipping
-   No subscription costs

### [SafeTag Original](https://www.bikebaze.nl/en/safetag-producten/safetag-original)

€9.99

[Order now](https://www.bikebaze.nl/en/safetag-producten/safetag-original)

### [SafeTag Red](https://www.bikebaze.nl/en/safetag-producten/safetag-red)

€9.99

[Order now](https://www.bikebaze.nl/en/safetag-producten/safetag-red)

### [SafeTag Grey](https://www.bikebaze.nl/en/safetag-producten/safetag-grijs)

€9.99

[Order now](https://www.bikebaze.nl/en/safetag-producten/safetag-grijs)

## Registration sounds boring, but it can save your bike

Small step now, big difference later

### Greater chance of finding

Registered bicycles are returned to their owners far more often – with a knowledge database it is immediately clear who the owner is.

### Recovering in the event of batch theft

Stolen e-bikes or batteries are sometimes recovered in large batches. Thanks to your registration, authorities or finders can quickly contact you.

### Credible proof of ownership

A registered frame number linked to your name is gold to prove ownership.

### Visible prevention

An eye-catching SafeTag showing the bike is registered deters thieves – without that visibility, your bike stays an anonymous target.

[Register your bike for FREE](https://www.bikebaze.nl/en/bikevault/free-bike-registration)

## What is BIKEBAZE®?

### Registration

Your bike linked to your name in an accessible database using your unique frame number.

### Prevention

A sticker that is extremely difficult to remove. A deterrent for thieves. The risk of theft is 9x smaller.

### Community

Collective strength in the fight against bicycle theft. Join the movement.

[Discover all our features](https://www.bikebaze.nl/en/features)

## BIKEBAZE is the #1 Bike Registration Platform.

Internationally active.

## Getting started with  
BIKEBAZE®

Start with BIKEBAZE® for instant peace of mind: in 3 easy steps – **within 5 minutes** – your bike is securely registered by name.

01

### Register your bike

Register your bike in your name with the unique frame number. **Your bike is now officially linked to you.**

[Register for free](https://www.bikebaze.nl/en/bikevault/free-bike-registration)

02

### Attach SafeTag

Stick the sticker clearly on your bike.  
Is your bike found or suspected? Then people can scan the Tag to see if it is stolen.

[Order a SafeTag NOW](https://www.bikebaze.nl/en/shop)

03

### Ride with peace of mind

The risk of theft has now been reduced by 98%.  
Will your bike be stolen anyway? Report it directly to your account.  
**Our large community helps you search.**

[Register your bike NOW for FREE](https://www.bikebaze.nl/en/bikevault/free-bike-registration)

Available in the Netherlands

## About ANWB bike insurance

Below is an overview of the policy terms, claim procedure and frequently asked questions, based on the insurer's official documentation.

Last verified 4 May 2026

This information was verified on the date shown above against the insurer's official website. Premiums, terms and requirements may change, so always confirm the current details at the source.

## Policy details

<table class="w-full text-left"><tbody><tr class="border-t border-brand-navy/5"><th scope="row" class="py-3 px-6 align-top text-sm font-medium text-brand-navy/70 w-1/2">Valuation method</th><td class="py-3 px-6 align-top text-sm text-brand-navy">Purchase value during the chosen term (3 or 5 years), then depreciation (year 4: 75%, year 5: 60%, year 6: 50%, year 7+: 25%); the same depreciation schedule applies to batteries</td></tr><tr class="border-t border-brand-navy/5"><th scope="row" class="py-3 px-6 align-top text-sm font-medium text-brand-navy/70 w-1/2">Deductible</th><td class="py-3 px-6 align-top text-sm text-brand-navy">5% of the insured amount for theft or damage to the entire bike; a fixed deductible of € 50 for individual parts such as the battery</td></tr><tr class="border-t border-brand-navy/5"><th scope="row" class="py-3 px-6 align-top text-sm font-medium text-brand-navy/70 w-1/2">Lock requirement</th><td class="py-3 px-6 align-top text-sm text-brand-navy">At least one ART-2 certified lock; for e-bikes two ART-2 locks are required; e-bikes from € 4,500 also require a KIWA-certified track and trace system or a Bosch Connect Module with a Flow+ subscription</td></tr><tr class="border-t border-brand-navy/5"><th scope="row" class="py-3 px-6 align-top text-sm font-medium text-brand-navy/70 w-1/2">E-bike battery</th><td class="py-3 px-6 align-top text-sm text-brand-navy">Included</td></tr><tr class="border-t border-brand-navy/5"><th scope="row" class="py-3 px-6 align-top text-sm font-medium text-brand-navy/70 w-1/2">International coverage</th><td class="py-3 px-6 align-top text-sm text-brand-navy">Insured worldwide; legal assistance only in geographic Europe, Russia up to the Urals and Turkey up to the Bosphorus</td></tr></tbody></table>

## Filing a claim

Phone

[088 269 22 22](tel:0882692222)

Online claim form

[https://www.anwb.nl/mijn-anwb/mijn-producten/verzekeringen/schade](https://www.anwb.nl/mijn-anwb/mijn-producten/verzekeringen/schade)

### Documents you need

-   Police report
-   Original purchase receipt or invoice
-   Photos of both original keys to the lock

## Frequently asked questions

How long does ANWB reimburse the purchase value of your bike? +

When taking out the policy you choose between 3 or 5 years of purchase-value coverage. In the event of theft within that term, you receive 100% of the purchase value, minus the deductible. After that period a depreciation schedule applies (75% in year 4, 60% in year 5, and so on).

Which lock do you need for the ANWB Bike Insurance? +

For a regular bike, at least one ART-2 certified lock is required. For an e-bike a second-lock requirement applies: both locks must be ART-2.

Is the battery of your e-bike insured with ANWB? +

Yes, new and refurbished batteries are fully reimbursed within the chosen purchase-value term. After that, depreciation applies, and for the loss of individual parts such as the battery a fixed deductible of € 50 applies.

What is your deductible with ANWB? +

The deductible for theft or damage to the entire bike is 5% of the insured amount. For individual parts such as the battery, a fixed deductible of € 50 applies.

Does your ANWB Bike Insurance also apply abroad? +

Yes, your bike is insured worldwide against theft and damage. The legal assistance included in the policy is geographically limited to Europe, Russia up to the Urals and Turkey up to the Bosphorus.

## Why register your bike with BIKEBAZE?

ANWB requires the original purchase receipt and photos of both keys when filing a theft claim. By registering your bike with BIKEBAZE using the frame number, proof of purchase and key photos, you have these documents ready to hand the moment you need to file a claim.

Last verified: **4 May 2026**

Sources

-   [Product page bike insurance →](https://www.anwb.nl/verzekeringen/fietsverzekering)
-   [Coverage theft and damage →](https://www.anwb.nl/verzekeringen/fietsverzekering/dekkingen/diefstal-en-schade)
-   [Frequently asked questions →](https://www.anwb.nl/verzekeringen/fietsverzekering/veelgestelde-vragen)
-   [Insure a second-hand bike →](https://www.anwb.nl/verzekeringen/fietsverzekering/tweedehands-fiets-verzekeren)
-   [Service and contact insurance →](https://www.anwb.nl/service-en-contact/categorie/verzekeringen)

## Our mission:  
Making cycling safe together.

Bicycle theft is still a major problem in Europe. The police and municipalities are doing what they can, but that is not enough at all. That’s why there’s BIKEBAZE®. We believe in the power of collaboration. Every time someone registers a bike, our network grows stronger. This is how we help each other and make Europe safer for everyone on bicycles.

[Register your bike for free](https://www.bikebaze.nl/en/bikevault/free-bike-registration)

Ecosystem

The BIKEBAZE-community consists of everyone who has registered their bike with BIKEBAZE and actively scans SafeTags and checks frame numbers together.

Scan SafeTags, earn points, and unlock discounts or free products.

[Order the SafeTag](https://www.bikebaze.nl/en/shop)

-   Free shipping
-   No subscription costs

### [SafeTag Original](https://www.bikebaze.nl/en/safetag-producten/safetag-original)

€9.99

[Order now](https://www.bikebaze.nl/en/safetag-producten/safetag-original)

### [SafeTag Red](https://www.bikebaze.nl/en/safetag-producten/safetag-red)

€9.99

[Order now](https://www.bikebaze.nl/en/safetag-producten/safetag-red)

### [SafeTag Grey](https://www.bikebaze.nl/en/safetag-producten/safetag-grijs)

€9.99

[Order now](https://www.bikebaze.nl/en/safetag-producten/safetag-grijs)

## Join thousands of cyclists. Our community helps find stolen bikes and deters thieves.

[Join the community for free](https://www.bikebaze.nl/en/bikevault/free-bike-registration)